Text message scams, or "smishing," continue to be a primary tool for fraudsters. They leverage the trust and immediacy of text messages to trick victims. In 2025, we're seeing these scams evolve with AI and more personalized attacks. Here’s what to look out for:

1. The Fake Package Delivery Notification

This is a classic that's not going away. You receive a text claiming a package from UPS, FedEx, or a local postal service has a problem. It will include a link to "reschedule" or "pay a customs fee." The link leads to a phishing site designed to steal your credit card details.

2. AI-Powered "Wrong Number" Scams

Scammers use AI chatbots to initiate a "wrong number" text. The bot will apologize for the mistake but then attempt to strike up a friendly conversation. Over time, it builds trust and eventually pivots to a cryptocurrency investment scam or romance fraud.

3. The "Family Emergency" AI Voice Note

A new, terrifying twist. You receive a text from an unknown number with an audio message. Using AI voice cloning, the message sounds like a family member in distress, claiming they've been in an accident or arrested and need money immediately. The goal is to create panic so you act before you think.

4. Fake Job Offers (Remote Work Scams)

These texts promise high-paying, remote jobs with minimal effort. The scam involves tricking you into paying for "training materials" or "background checks." In other versions, they conduct a fake interview and "hire" you, only to steal your personal information from the "new hire paperwork."

5. Bank Fraud Alerts That Aren't From Your Bank

The text warns of a suspicious transaction on your account and asks you to confirm by logging in via a link. The website is a perfect replica of your bank's, but it's designed to capture your username and password.

Always remember: Never click links in unsolicited text messages. If you're concerned, contact the company or person directly through a known, official channel.